Financing Matching Platform

Find the most suitable financing scheme for your business

sMARTBIS helps you filter programs based on business profile, sector, level, location and other criteria. Clear recommendations, with easy-to-understand matching reasons.

Register for Free → Log In View Plan
✓ Profile-based matching
✓ Fast results & mobile friendly
✓ Data under your account control
Why SMARTBIS?
🎯
Profile-based recommendations
The system evaluates key criteria to produce a list of programs that are relevant to your business.
⚡
Save time
Filter through tons of programs to a few of the best options in minutes.
💡
Reason for the obvious match
There are matching reasons to help with decisions — not just a list of programs.
100+
Active Programs
20+
Agency
Free
Starting
🗺️ How It Works

3 easy steps

1
Select a category & review the scheme

Start by selecting a category (Loans, Grants, Training) and view the list of programs offered by relevant agencies.

2
Register & complete your business profile

Register for a free account and answer a few simple questions about your business — sector, location, business stage, etc.

3
Receive suitable scheme proposals

The system will suggest the scheme that most closely matches your profile, along with the reason for the match. All eligible programs are displayed to all users — your plan determines how many times you can run a match, not how many results you see.

📂 Information on Types of Assistance

Click on the category to see related agencies & programs.

🎯
Grant
Grants are provided with no repayment required, subject to the terms, eligibility, and approval of the awarding agency.
View agencies & schemes →
💸
Loan
This business loan application is intended to provide working capital and support the company's operational expansion.
View agencies & schemes →
💼
Premise
Business premises assistance aims to help entrepreneurs acquire or upgrade suitable premises to run their business operations more efficiently, safely, and sustainably.
View agencies & schemes →
📚
Training
Business training assistance is provided to enhance entrepreneurs' competencies in business management, finance, marketing, operations, and skills development.
View agencies & schemes →

📰 Latest News

See all →
01 Jul 2026
Free voucher program

sMARTBIS will be launching a free voucher programme. Stay tuned — available only for the first 200 users.
23 Jun 2026
sMARTBIS kini menyokong toggle Bahasa Melayu & English

Pengguna kini boleh menukar paparan laman antara Bahasa Melayu dan English dengan satu klik di menu atas.
19 Jun 2026
Direktori Penasihat dibuka untuk pelanggan pelan tertentu

Akses kepada Business Counselor, Industry Coach dan Financial Services Consultant kini tersedia mengikut pelan langganan.

💬 What Customers Say

★★★★★

“I used to be confused about which fund to apply for. With sMARTBIS, within minutes I got a list of schemes that were exactly right for my bakery business. It really saves time!”

👤
Nurul Aiman binti Razak
Founder, Aiman Bakes Enterprise
★★★★★

“The reason for the matches displayed was clear — I understood why each scheme was recommended. Finally, I was able to apply for a grant to upgrade the workshop.”

👤
Mohd Faizal bin Ahmad
Owner, FZ Auto Services
★★★★★

“A user-friendly platform that is free to get started. I recommend it to all small entrepreneurs who are just looking for financing.”

👤
Tan Mei Ling
Director, Greenleaf Trading Sdn Bhd
★★★★★

“The process is easy and fast. I just fill in my business profile and immediately get scheme recommendations according to my sector and location. Thank you sMARTBIS!”

👤
Siti Khadijah binti Omar
Entrepreneur, Khadijah Tudung Online
★★★★★

“As a tech startup, we have a hard time tracking down relevant grants. sMARTBIS filters everything for us in one place. Very helpful.”

👤
Arif Hakimi bin Yusof
Co-founder, TechNiaga Solutions
★★★★★

“At first I thought it would be difficult, but it turned out to be easy. Even though I'm not very computer-savvy, I can use it. I found out there's a lot of help for small business owners like me.”

👤
Rosmah binti Ismail
Owner, Warung Kak Ros
✍️ Share your experience

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